Taking over an existing mortgage: who can, how, and what it takes
HUD, VA, USDA and CFPB sources
Desk answer
Assumption Desk relies on HUD, VA, USDA, Fannie Mae and CFPB resources.
Last reviewed against the primary sources listed below.
Updates
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HUD, VA, USDA and CFPB sources
- HUD Single Family Housing Policy Handbook 4000.1
- VA Lenders Handbook (M26-7) on KnowVA
- VA: Your VA home loan entitlement
- USDA HB-1-3555 Guaranteed Loan Technical Handbook
- Fannie Mae: Changing or transferring ownership of a home
- CFPB: Homeowners face problems with mortgage companies after divorce or death of a loved one
- CFPB: What is a home equity line of credit (HELOC)?