Assumption Desk

Assumption Desk method

How we research

Desk answer

The method behind Assumption Desk is simple to state: find the governing document, quote it accurately, explain it plainly and link it. VA, FHA and Fannie Mae rules on assumptions and CFPB guidance on successors in interest are the main references here, and they are rechecked first.

Last reviewed against the primary sources listed below.

Where questions come from

We start with the wording real readers use, collected from free public search suggestions, and keep only questions that fit this site's subject.

Sources we rely on

Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.

How a page is checked

  1. Each factual statement is matched to a primary source.
  2. Plain-language wording is compared back to the source so meaning is not lost.
  3. A page shows a new review date only after it has been rechecked.

Pages written this way

About the Assumption Desk check

The Assumption Desk check uses only what you type, works entirely in the browser and keeps nothing.

HUD, VA, USDA and CFPB sources