Assumption Desk

Assumption Desk standards

Editorial policy

Desk answer

Assumption Desk is an independent education site with no products to offer. Assumption Desk explains how loan assumptions work; it never says whether a particular servicer will approve one.

Last reviewed against the primary sources listed below.

What this site covers

Assumption Desk covers one subject: taking over an existing mortgage: who can, how, and what it takes. Recent guides include:

What we never publish

Independence

The site is not paid to mention any company and does not rank or recommend lenders.

Corrections

When a source changes or an error is found, the page is corrected and its review date is updated.

Related standards